Punjab National Bank a state-owned lender is organizing “PNB Festival Bonanza Offer 2010” for housing loans and car loans.
Under this bank will be offering housing loans up to Rs 50 lakhs at a teaser interest rate of 8.5% under fixed interest rate option (3years) across all repayment tenures. But there will be a provision that the applicable rate will be base rate if it crosses 8.5%.
Also, there will be full waiver of processing (upfront) fee and documentation charges the margin has also been reduced to 15% for housing loans up to Rs 20 lakhs.
For the new car loan borrower’s bank is offering a rebate of 0.50 per annum under fixed option. This festival offer is valid from August 20 to December 31, 2010.
PNB is the first bank to announce the festive offer on loans to cash in on festive passion.
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